Learn about our Pawn Loans

Phoenix Pawn & Gold can provide you with short term financial freedoms on just about any item of value that you have. With our Pawn loans customers walk in with their item(s), and within minutes walk out with cash for a loan.

We Loan On:

• Gold - Silver - Platinum
  • Jewelry, Bullion, Coins
• Diamonds
  • Loose or in Jewelry Settings
• Musical Instruments
  • Guitars, Horns, Keyboards, Etc.,
• Computers & Electronics
  • TV's, DVD's, Laptops, Tablets, Cameras, DJ Equipment, Etc.,
• Tools
• Watches
• And Much, Much More!!

At Phoenix Pawn & Gold we can also give you pawn loans on your car, truck, van, SUV, RV, motorcycle, antique, classic, custom or collectible auto with our partnership with Phoenix Title Loans, LLC. There is no item too large or too small that Phoenix Pawn cannot give you a loan on.

Experience Matters

Phoenix Pawn & Gold has been a collateral lender with over 30 years experience buying, selling and providing fast cash for valuable items. There are very few things that we cannot give you instant pawn loans for.

The process is simple and fast.  You bring in an item that you own and with a valid driver's license or state issued I.D. and give a few signatures.  Soon you will be walking away with the cash you need from our pawn loans!

Peace of mind is our goal, and whether it's buying, selling or pawn loans Phoenix Pawn & Gold will help achieve that goal for our customers!

At Phoenix Pawn & Gold we will always give you the most cash for your valuable items. Bring your items in for an appraisal and walk out with quick cash, no credit check is necessary.

We can either:
* Buy your item outright and give you cash fast.

* Loan you cash for your item. Using your item as the collateral for you loan you get the cash you need. Your property will be held safely and securely until the loan has been paid and the item returned to your possession. Also note that better payouts will come from our pawn loans, which is why it's pawn loans Phoenix natives prefer over simple outright buying.

A Short Term Pawn Loan May Be the Solution for You

* By law, pawn loans are written for 3 months (90 days). If at any time during those 90 days you are able to pay off your loan, you can! All you need to do is to pay the loan, including the interest accrued to date.  After that, your items are returned to you just as you left them. If you want to pay for the loan EARLY, it is ENCOURAGED! There are no penalty fees for early payment & we will pro-rate the interest to that day

* If by the 90th day you are unable to repay the loan amount in full, neither panic nor worry. With paying only the interest, Phoenix Pawn & Gold can rewrite your loan for another 90 days. The fact is, you can repeat this process as long as you feel the need to do so.  Meanwhile, your valuables remain safe and secure with us. We also can work out a payment plan in accordance with state lending guidelines, if you need.  The point is, you need options, and we are here to help.

* If after your 90 day loan you are unable to pay off the loan or the interest to extend your term, then your item will be forfeited to our store.  Moreover, you will have no further obligations to the loan. 

If a short term loan is what you need to get over what ever financial situation you might have, then pawn loans from Phoenix Pawn & Gold just might be your answer.